Affordability The subject of this month’s market overview is the affordability of housing and the impact of affordability on the private rented sector. The average affordability ratio (the ratio between average house prices and average annual wages) in the UK is 6.7. This is higher than the typical loan to income ratio for a residential … [Read more...] about Property Options UK Market Update – September 2019
The Property Options UK Market Overview – October 2017
Here is the latest edition of the Property Options’ monthly update on the UK Buy To Let (BTL) market. This update is by economist Chris Worthington, who is one of our regular PIM speakers. Interest Rates and the Mortgage Market Amidst a lot of speculation about an early increase in interest rates in September, the Monetary Policy Committee … [Read more...] about The Property Options UK Market Overview – October 2017
September PIM – Ian Day – “Recover Your Time and Maximise Your Income”
Ian Day has had a highly successful career in academic medicine, but then found himself with family commitments incompatible with the typical 60-80 hour weeks of this demanding profession. In just 18 months he built a portfolio of multilets (HMOs) which comfortably surpass his income from employment, but only take 2 hours per week to … [Read more...] about September PIM – Ian Day – “Recover Your Time and Maximise Your Income”